Warner Robins, Perry and Byron real estate and homes for sale in Georgia - Diane Childress and The Childress Team, REALTORS® Diane Childress and The Childress Team REALTORS(r) for Warner Robins, Perry and Byron, Georgia real estate - NUMBER1EXPERTS™ Diane Childress and The Childress Team NUMBER1EXPERTS(tm) for Warner Robins, Perry and Byron, Georgia real estate

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Diane Childress and The Childress Team, REALTOR®, real estate agents and broker for Warner Robins, Perry and Byron Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
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Fewer than 2 percent of homeowners build this type of home:

A 
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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Diane Childress and The Childress Team, REALTOR®, real estate agents and broker for Warner Robins, Perry and Byron Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Childress and The Childress Team
Golden Key Realty

2050 Watson Boulevard
Warner Robins, GA 31093
Office #: 478-929-4444
Diane's Cell: 478-714-9934
Buyer's Hotline: 478-918-6564
Fax: 478-929-2992
Toll Free #: 800-329-4445
Email: Diane@TheChildressTeam.com

“We are looking forward to being able to show you all The Childress Team can do for YOU!” Diane Childress, GRI, CRS, CSP, ABR. What makes Diane and her team stand out as leading Realtors in the Central Georgia Area? Personalized Service, Unprecedented Marketing Plan, Quick Response Time, Wealth of Knowledge, Expert Guidance, Outstanding Negotiating Skills, We ‘Really Listen’, Extensive Relocation Experience, Excellent Follow- Up and Regular Progress Reports.

ABR CRS Equal Housing GRI MLS REALTOR


Golden Key Realty real estate and homes for sale in Warner Robins, Perry and Byron Georgia

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